10 Unconventional Ways to Save $150 Every Month
Saving money can feel tough, especially when expenses pop up left and right. You’ve probably heard about skipping your daily coffee to save cash—yes, the whole “latteperday” idea. But what if you’ve already done that, and you’re still looking for ways to stretch your budget a little more?
Here are ten less obvious ways to pocket an extra $150 a month:
1. Delay That Online Purchase
Before checking out your shopping cart, give yourself a 48-hour pause. More often than not, you’ll find you don’t really need that item after all. Cutting out impulse buys can save a surprising amount.
2. Use the Library More
Books, movies, music, and even online learning tools—all free. Skip streaming subscriptions for a while and check out what your local library offers.
3. DIY Personal Care
Try cutting your own hair—or ask a friend to help if you’re not brave enough. Also, making your own face masks, scrubs, or toothpaste can cut costs and be fun.
4. Swap with Friends
Start a swap circle. Trade clothes, kitchen items, tools, or even books. It’s like shopping without spending money.
5. Cancel the Gym (and Still Move)
Walking, running, YouTube workouts, or simple home exercises are all free. You might not even miss the gym.
6. Meal-Prep Leftovers
Instead of letting leftovers go bad, plan to use them creatively. Turn last night’s chicken into a sandwich or stir-fry. It cuts down food waste and grocery bills.
7. Sell Before You Buy
Make a rule that for every new item you want to buy, you need to sell or give away one you already have. It keeps spending in check and clears clutter.
8. Check Subscriptions and Auto-Renewals
Many people pay for subscriptions they forgot about. Go through your bank statements once a month and cancel what you’re not using.
9. Use Cash Instead of Cards
With cash, you see the money leaving your hands. That makes you think twice about spending.
10. Have a “No-Spend” Day or Weekend
Pick a day (or even two) every week where you don’t spend a dime. You might be surprised how quickly savings add up.